FINANCIAL SELF-EFFICACY MEDIATES THE INFLUENCE OF FINANCIAL LITERATURE AND ATTITUDE ON FINANCIAL MANAGEMENT BEHAVIOR

The purpose of this study is for knowing the influence literacy finance and attitude on managing what self-efficacy capable to moderate management finance. researcher interested in studying about behavior personal students Major Accountancy Warmadewa University's Faculty Economics Business Class year 2019. Ideally, University student 2019 has been getting many subjects accountancy nor already experienced manage during so that can be a fundamental knowledge increase their wisely. research population 504 people. researchers use Slovin formula because withdrawal sample, quantity must representative results could generalized calculations are not needed table amount however, conducted with formulas simple sample 100 Data collection This uses instrument form questionnaire. Partial Least Square (PLS) analysis method. result shows did take an effect financial behavior. Furthermore, positive significant behavior, takes self-efficacy, while self-efficacy. also show able mediate but attitudes behavor.